How Builders and Independent Assessors Can Work Together for Better Claim Outcomes

Let’s set the record straight: independent assessors aren’t here to replace builders we’re here to support better claim outcomes for everyone involved.

From scope accuracy to policy clarity, working together leads to faster resolutions, fewer disputes, and better repairs.

Where Builders and Assessors Overlap — and Where We Differ

Both builders and assessors are focused on fixing damage but we approach it from different angles:

Builders: Repairing visible damage and quoting rebuild costs

Assessors: Determining cause, policy alignment, and insurer-ready documentation

When these skillsets combine, the result is a clear, repairable scope that insurers understand and can approve.

Why Builders Benefit From Independent Assessment

• Faster Approvals: Clear, causation-based reports speed up the claim process.

• Reduced Pushback: Insurers are more likely to accept scopes backed by independent documentation.

• No Conflicts: We don’t take repair work — we support your quote by adding policy logic and causation clarity.

• Repeat Work: Builders often get the job once the claim is approved — especially if the assessor’s report supports your original scope.

  Example: A Builder-First Quote vs. Builder + Assessor

Scenario:
A builder quotes $9,000 to repair kitchen cabinetry and repaint the walls after a pipe leak.

• The insurer declines it as “maintenance” and says the cause isn’t clear.

• The builder calls in an independent assessor.

With our help:

• We identify hidden moisture in skirtings and framing

• Provide a causation breakdown (pipe failure from fixture fatigue)

• Align damage with the accidental loss clause in the policy

• Resubmit the quote with an insurer-ready report

Result: The claim is accepted, the original builder is engaged, and everyone moves forward.

How We Work With Builders

• We review your findings, quote, or concern

• Perform a site assessment or desktop review as needed

• Identify potential policy wording issues or scope gaps

• Provide a clear report or evidence package for the claim handler

You keep the job.
We help get it over the line.

Builders: Don’t Let Claims Stall at the Insurer’s Desk

If you’re a builder quoting for a job that’s tied to an insurance claim — and things aren’t progressing — we’re here to help.

📞 Contact us for claim support
📌 Refer a client or scope for review